Refinance Calculators
Will you save money if you refinance now?
That depends on a multitude of factors. These factors include your existing interest rate, the current interest rates, closing costs and how long you plan to stay in your home. If interest rates decrease over time, to a level that is lower than your current mortgage rate, the time to "refi" may be now. Or you might be interested in taking some cash out of your home for debt consolidation or home improvement. A "refi" lets you use your home's equity to invest in your future.
Refinancing requires you to go through a simplified application process. Use these calculators to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision for you.
How Much Can I Borrow?
Please provide your annual income and we will calculate the maximum amount you can potentially refinance. This calculator assumes that the loan-to-value of your refinance will not exceed 80%.
What's My Monthly Payment?
Will the size of your monthly payment pinch your pocket book? Find out based on the amount you want to borrow.
Refinance Payback
Take a look at how long it will take to realize savings if you refinance. (This calculator does not take into account savings you may realize if you are doing debt consolidation and paying off high rate credit cards or line of credit debt.)
Reduce Your Term
Want to know how much you'll save in the long run by refinancing your home loan right now? It's easy! Just fill in the fields and find the answer.
