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Purchase Calculators

When you start looking for a home, it's important to make sure you can afford the costs that come with homeownership. Are you financially able to pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? To help you know what you can afford, we've provided a wide range of calculators for you to use.


How Much Can You Afford?

This is a simple calculator that provides a range of home purchase prices based solely on the income you enter, without factoring in other monthly expenses, taxes, insurance, your other financial goals or other considerations in gaining a loan approval.
Estimate maximum loan amount
Calculate

How Much Income Do You Need?

Based on the purchase amount and your anticipated downpayment, we can give you an estimate of needed income levels and monthly payments for a variety of loan programs.
Enter full income
Calculate

What Is Your Monthly Payment?

Wonder what your monthly payment might be?  Fill in the home cost and your anticipated downpayment for estimates.  Remember, these results do not include property taxes or homeowner's insurance.

Enter monthly payment
Calculate

Should You Rent Or Buy?

Want to know the "after-tax" net cost of owning a house versus renting?  Tax advantages, and building equity in your home are potential positives for you as a homeowner.  Check our mortgage rates to the right to put in a realistic interest rate for the loan term you choose.
Compare renting and buying





Calculate

Pre-Qualify

Pre-qualification is based on information you provide about your income, your assets, and your liabilities. Use this pre-qualification calculator to estimate how much you can afford and generate a pre-qualification letter.  To have the best results to guide your home search, enter your information as accurately as possible.

Estimate pre-qualification





Exclude any loans with less than 10 payments left


Select monthly expenses

** If you have a co-borrower who is not your spouse on your application and you are applying for a VA loan, the co-borrower must also be a veteran.


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Loan Options

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

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